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6/7/2026

Gold ETF vs physical gold — which suits you?

Both have pros and cons. A sober comparison.

Gold ETFs (Xetra-Gold, EUWAX Gold) trade like stocks, low costs, optional delivery. Risk: counterparty and custodian.

Physical gold has no counterparty risk. But: storage costs, premium when buying, valuation when selling.

Rule of thumb: hold at least a portion physically if you want long-term insurance. ETFs are convenient for trading.

Zerin Gold Redaktion · 5 min